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NRI & International · India

NRI Income Tax & Refund Estimate Calculator

Compare old and new regime tax for an NRI’s entered Indian income and estimate the remaining payment or excess tax paid.

Enter your details

Values you enterComputed values

Scope: Ordinary Indian income of a non-resident individual, plus separately verified special-income tax. No resident rebate is applied.

Amounts

Enter the amount after verified rental deductions and loss restrictions.

Deductions

Only deductions actually permitted in the new regime.

Special income

Separately calculated gains/dividend/special tax including surcharge and cess.

Settlement

Result

Review required

Old versus new regime for a non-resident individual’s entered Indian income.

Lower modelled tax₹97,500.00
Regime in this comparisonNew regime
Difference₹1,13,100.00

Non-resident tax comparison

RegimeOrdinary taxable incomeSlab taxSurchargeCessSpecial-income tax enteredTotalSettlement
Old regime₹13,00,000.00₹2,02,500.00₹0.00₹8,100.00₹0.00₹2,10,600.00Payable ₹10,600.00
New regime₹14,25,000.00₹93,750.00₹0.00₹3,750.00₹0.00₹97,500.00Excess paid ₹1,02,500.00

Assumptions & scope

  • Ordinary Indian income of a non-resident individual, plus separately verified special-income tax. No resident rebate is applied.
  • No resident-only rebate or senior-citizen old-regime exemption is applied. Enter taxable rent after verified deductions. Special-income tax is a separately verified amount including surcharge/cess; interaction with marginal relief is outside this estimate. Business-income regime elections, treaty relief, loss set-off, tax rounding and interest are not modelled.

Disclaimer: Computed to the best of our knowledge, as per the laws, rules and official guidance of the country stated on this page in force on the date this website was last deployed (2 Oct 2026). Results are estimates for planning only and are not tax, legal, employment or investment advice. Please verify with the official sources listed, or a qualified professional, before relying on them. Rates and limits last reviewed on 1 Oct 2026.

How to use the NRI Income Tax Calculator

  1. 1

    Enter your own amounts, dates and verified eligibility facts. Sample values illustrate the calculation only.

  2. 2

    Check the breakdown and assumptions. Resolve any review-required items before using the result.

  3. 3

    Download the Figment PDF to retain the inputs, calculation, sources and scope.

How the calculation works

Ordinary taxable income = salary after applicable standard deduction + taxable rent + NRO interest + other income − permitted deductions.

Apply the relevant slabs, ordinary-income surcharge with marginal relief and 4% cess; add verified special-income tax.

Settlement = estimated total tax − tax already paid.

Ordinary Indian income of a non-resident individual, plus separately verified special-income tax. No resident rebate is applied.

Worked example

  • With ₹12 lakh salary, ₹2 lakh taxable rent, ₹1 lakh interest and ₹1.5 lakh old-regime deductions, ordinary taxable income is ₹13 lakh old / ₹14.25 lakh new.
  • Without special income, modelled tax is ₹2,10,600 old / ₹97,500 new. No resident-only rebate is applied.

What this tool covers

Ordinary Indian income of a non-resident individual, plus separately verified special-income tax. No resident rebate is applied.

Using the result

Keep underlying bank statements, travel records, contracts or invoices with the PDF, as applicable. Recalculate when the facts or assumptions change. A modelled result is not a filing, legal opinion or guarantee.

Frequently Asked Questions

This calculator does not apply a resident-only rebate.