Free Online Tax & Finance Calculators for India
The best free online income tax, GST, TDS, salary, EMI and SIP calculators for India — accurate, instant and updated for tax year 2026-27 and the new GST 2.0 rates.
Tax Reference Tools
Look up every TDS and TCS rate for 2026-27, map old 1961 Act sections to the new 2025 Act, and see TDS, GST, PF and ROC due dates in one calendar.
- Popular TDS Rate Chart 2026-27Every TDS & TCS rate, threshold and payment code, with old sectionOpen tool →
- Popular Compliance Due Date CalendarTDS, TCS, advance tax, GST, PF, ESI and ROC due dates in one calendarOpen tool →
- Popular Income-tax Act 2025 Section MapperOld 1961 section to new 2025 section, and back — full CBDT mappingOpen tool →
Income Tax calculators
Compare the old and new tax regime, work out HRA exemption, TDS and advance tax, and estimate capital gains tax for tax year 2026-27.
- Popular Income Tax CalculatorOld vs new regime tax for tax year 2026-27Open calculator →
- HRA Exemption CalculatorTax-free part of your house rent allowanceOpen calculator →
- Popular TDS CalculatorTDS & TCS by 2026-27 payment code, new and old sectionOpen calculator →
- TDS Late Payment Interest CalculatorInterest on late deduction (1%) and late deposit (1.5%)Open calculator →
- TDS Return Late Fee Calculator₹200 a day fee and penalty on late TDS returnsOpen calculator →
- Advance Tax CalculatorInstalments and 234B / 234C interestOpen calculator →
- Capital Gains Tax CalculatorSTCG and LTCG tax on shares, property and goldOpen calculator →
GST calculators
Add or remove GST at the GST 2.0 rates, and calculate late fees, Section 50 interest, composition tax and input tax credit set-off.
- Popular GST CalculatorAdd or remove GST at 5%, 18%, 40% and moreOpen calculator →
- GST Late Fee CalculatorLate fee for GSTR-3B, GSTR-1, GSTR-4 and GSTR-9Open calculator →
- GST Interest CalculatorSection 50 interest at 18% and 24%Open calculator →
- GST Composition Scheme CalculatorTax at 1%, 5% or 6% of turnoverOpen calculator →
- GST ITC Set-off CalculatorUse IGST, CGST and SGST credit to pay the least cashOpen calculator →
Salary & Retirement calculators
Turn your CTC into monthly in-hand salary, and estimate gratuity, leave encashment and your NPS corpus and pension.
- In-hand Salary CalculatorMonthly take-home pay from your CTCOpen calculator →
- Gratuity CalculatorGratuity under the 15/26 formula and its taxOpen calculator →
- Leave Encashment CalculatorTax-free leave encashment at retirementOpen calculator →
- NPS / Pension CalculatorNPS corpus, lump sum and monthly pensionOpen calculator →
Loans & Savings calculators
Plan loan EMIs and see the maturity value of SIP, PPF, fixed deposit and recurring deposit investments.
- Popular EMI CalculatorLoan EMI, total interest and repayment scheduleOpen calculator →
- SIP CalculatorMutual fund SIP returns, with yearly step-upOpen calculator →
- PPF CalculatorPPF maturity at the current 7.1% rateOpen calculator →
- FD CalculatorFixed deposit maturity and interestOpen calculator →
- RD CalculatorRecurring deposit maturity valueOpen calculator →
- Investment Return CalculatorXIRR, ROI, NPV, tax and inflation for investments and policiesOpen calculator →
NRI & International calculators
Tax on an NRI property sale, NRI income tax and residential status, NRE/NRO/FCNR deposits, UAE and Saudi end-of-service, UAE corporate tax and eInvoicing, and the US and UK residence tests.
Open the NRI & International calculators page →- NRI Property Sale Tax CalculatorCapital gains tax, buyer's TDS and net cash when an NRI sells property in IndiaOpen calculator →
- NRI Residential Status CheckerFind out if you are NR, RNOR or ROR in India from your days of stayOpen calculator →
- NRE vs NRO vs FCNR CalculatorCompare NRE, NRO and FCNR deposit maturity in your home currency after tax and FXOpen calculator →
- NRI Income Tax CalculatorNRI tax on Indian income under old vs new regime, with TDS and refund estimateOpen calculator →
- NRI Return-to-India Retirement CalculatorCorpus, monthly saving and drawdown needed to retire in IndiaOpen calculator →
- US Substantial Presence Test CalculatorIRS 183-day weighted test for US tax residency over three yearsOpen calculator →
- UK Statutory Residence CheckerUK tax residence under the automatic overseas, automatic UK and sufficient ties testsOpen calculator →
- UK FIG Relief CalculatorUK tax with and without the 4-year foreign income and gains reliefOpen calculator →
- UAE Gratuity CalculatorUAE end-of-service gratuity: 21/30 days of basic wage a year, with the 2-year capOpen calculator →
- Saudi End-of-Service CalculatorSaudi end-of-service award on termination or resignationOpen calculator →
- Cross-Border Withholding & Gross-Up CalculatorGross-up or net payment with Indian withholding tax or DTAA treaty rateOpen calculator →
- UAE Corporate Tax CalculatorUAE corporate tax at 0% / 9%, loss relief and Small Business ReliefOpen calculator →
- International Invoice Net Receipts CalculatorCash received on a foreign invoice after withholding, fees and FX marginOpen calculator →
- Compliance Automation ROI CalculatorSavings, payback, ROI and NPV of automating tax complianceOpen calculator →
- UAE eInvoicing Deadline CheckerYour UAE eInvoicing go-live date and provider-appointment deadlineOpen calculator →
- Home-Currency Investment Return CalculatorXIRR and NPV of Indian investments in INR and your home currencyOpen calculator →
Why use Figment’s tax calculators
Updated for 2026-27
New Income-tax Act, 2025 sections, current slabs and GST 2.0 rates — reviewed whenever the rules change.
Formula and worked example
Each calculator shows how the result is worked out, so you can check it and explain it to a client.
Free and private
No sign-up and nothing stored — your figures stay in your browser.
Built by tax experts
Made by the team behind TaxCPC, GSTCPC and 26ASCPC, used by banks, PSUs, corporates and CA firms.
Calculator Frequently Asked Questions
Something not covered here?
Ask us directly.Yes. They use the slabs, rebate, standard deduction and surcharge that apply from 1 April 2026. Budget 2026 did not change personal tax slabs, so the new-regime slabs introduced in Budget 2025 continue, with income up to ₹12 lakh (₹12.75 lakh for salaried taxpayers) effectively tax-free.
Yes. The main rates are 5% and 18%, with 40% for luxury and sin goods, as notified from 22 September 2025. Special rates of 3% and 0.25% are also available.
To add GST, multiply the amount by the rate and add it: ₹1,000 at 18% becomes ₹1,180. To remove GST from an inclusive price, divide by 1 + the rate: ₹1,180 ÷ 1.18 = ₹1,000. The GST Calculator does both and splits the tax into CGST and SGST or IGST.
The new regime has lower slab rates but allows few deductions; the old regime allows HRA, 80C, 80D and home-loan interest. As a rough rule the old regime only wins when your deductions are large. The Income Tax Calculator works out your tax under both and shows which is lower.
Yes. All calculators are free and need no sign-up. Your entries stay in your browser and are not stored.
The calculators give accurate estimates for common situations, but they do not cover every exemption, special income or transitional rule. Use them to plan, and confirm the final figures in your return or with a tax adviser.
Need more than a calculator?
Figment’s compliance software does the same calculations for thousands of vendors, employees and GSTINs — and files the returns too.
- Prepare, validate and file returns in bulk
- Reconcile GSTR-2B, Form 26AS and TDS credits
- Track income tax and GST notices in one place
