Figment Global Solutions
NRI & International · India

NRI Property Sale Tax & Net Proceeds Calculator

Estimate tax on an NRI property sale and distinguish capital-gain tax from withholding and the cash received.

Enter your details

Values you enterComputed values

Scope: Individual non-resident sale of Indian immovable property. All amounts refer to your ownership share. Long-term tax is a standalone gain estimate, not a full-year assessment.

Dates

Amounts

Enter the consideration after applicable stamp-value substitution rules are checked.

Tax assumptions

Annual-income surcharge and marginal relief require separate review.

Assumptions

Include surcharge and cess. Used only for a short-term sale.

Withholding

Result

Review required

Long-term property sale: estimated cash received ₹1,28,00,000.00.

Capital gain before exemption₹63,00,000.00
Estimated gain tax₹8,19,000.00
TDS / withholding₹20,00,000.00
Cash after expenses and TDS₹1,28,00,000.00

Tax and proceeds breakdown

ItemAmount
Tax-assessable consideration₹1,50,00,000.00
Acquisition and improvements₹85,00,000.00
Eligible exemption entered₹0.00
Taxable gain₹63,00,000.00
Base gain tax₹7,87,500.00
Selected surcharge₹0.00
Cess₹31,500.00
TDS less estimated gain tax₹11,81,000.00
Proceeds after estimated gain tax and costs₹1,39,81,000.00

Assumptions & scope

  • Individual non-resident sale of Indian immovable property. All amounts refer to your ownership share. Long-term tax is a standalone gain estimate, not a full-year assessment.
  • Standalone gain estimate; marginal relief, other annual income, treaty relief and exemption eligibility are not determined. TDS less gain tax is a reconciliation amount, not a confirmed refund. Enter tax-assessable consideration after any stamp-value rules are verified. NRI indexation grandfathering is not assumed.

Disclaimer: Computed to the best of our knowledge, as per the laws, rules and official guidance of the country stated on this page in force on the date this website was last deployed (2 Oct 2026). Results are estimates for planning only and are not tax, legal, employment or investment advice. Please verify with the official sources listed, or a qualified professional, before relying on them. Rates and limits last reviewed on 1 Oct 2026.

How to use the NRI Property Sale Tax Calculator

  1. 1

    Enter your own amounts, dates and verified eligibility facts. Sample values illustrate the calculation only.

  2. 2

    Check the breakdown and assumptions. Resolve any review-required items before using the result.

  3. 3

    Download the Figment PDF to retain the inputs, calculation, sources and scope.

How the calculation works

Gain = tax-assessable consideration − eligible acquisition, improvement and transfer costs.

Long-term holding = more than 24 months; taxable gain after verified exemption × 12.5%, plus selected surcharge and 4% cess.

Cash received = actual proceeds − transfer expenses − withholding.

Individual non-resident sale of Indian immovable property. All amounts refer to your ownership share. Long-term tax is a standalone gain estimate, not a full-year assessment.

Worked example

  • Sale ₹1.50 crore; cost ₹80 lakh; improvements ₹5 lakh; expenses ₹2 lakh: gain ₹63 lakh.
  • At 12.5% plus cess, without surcharge or exemption, gain tax is ₹8.19 lakh. With ₹20 lakh TDS, cash received is ₹1.28 crore.

What this tool covers

Individual non-resident sale of Indian immovable property. All amounts refer to your ownership share. Long-term tax is a standalone gain estimate, not a full-year assessment.

Using the result

Keep underlying bank statements, travel records, contracts or invoices with the PDF, as applicable. Recalculate when the facts or assumptions change. A modelled result is not a filing, legal opinion or guarantee.

Frequently Asked Questions

No. Withholding is a payment towards tax; the full annual return determines settlement.