PAN Verification API
Real-Time PAN Validation for KYC & TDS
Verify any PAN in real time from your onboarding form, ERP or payment system. Get the PAN status, name match and PAN–Aadhaar link status in one call, or verify thousands of PANs in bulk before you pay vendors or deduct TDS.
- Real-Time & Bulk
- PAN–Aadhaar Link Status
- Under 400 ms Response
- 99.98% Uptime
- ISO 27001 & SOC 2
Trusted by Banks, PSUs and Leading Enterprises Across India
Why Businesses Verify PAN Before They Pay
A PAN that looks right on a form can still be invalid, inoperative or someone else’s. Each of these costs money when it is missed.
Inoperative PAN means higher TDS
If a payee’s PAN is not linked with Aadhaar, it becomes inoperative and TDS applies at a higher rate. Checking the link status before payment avoids short-deduction demands.
Wrong PAN, no 26AS credit
A wrong or invalid PAN in a TDS return means the deductee never sees the credit in Form 26AS, and the deductor gets a default from TRACES.
KYC and onboarding
Banks, NBFCs, brokers and insurers verify customer PAN as part of KYC. An API check replaces manual uploads and screenshots.
Clean vendor master
Validating PAN when a vendor is created stops duplicate vendors, name mismatches and payments to the wrong entity.
Name match, not just “valid”
A PAN can be valid but belong to someone else. A name-match result confirms the PAN holder is the person or business you are dealing with.
Holder type decides the rules
The fourth character of a PAN shows the holder type (individual, company, firm, trust and others), which affects the TDS rate and the KYC documents you need.
PAN and Tax ID APIs Available From Figment
REST/JSON APIs with a common response format, sandbox keys and documentation.
PAN Verification API
Confirms whether a PAN is valid and matches the name you supply against Income Tax Department records.
PAN–Aadhaar Link Status API
Shows whether the PAN is linked to Aadhaar and operative, so you know if higher TDS applies.
Bulk PAN Verification
Verifies a full vendor, customer or deductee list in one batch.
PAN to GSTIN API
Lists the GST registrations linked to a PAN.
PAN to Company Info API
Returns the company details linked to a business PAN.
DIN to PAN API
Links a director’s DIN to their PAN for director and KMP checks.
TAN Verification API
Verifies a TAN and the deductor details behind it.
Lower Deduction Certificate Validation API
Checks a payee’s lower or nil deduction certificate before you apply the reduced TDS rate.
VALID
PAN active and operative
- Name match
- ✓ Matches
- PAN–Aadhaar
- ✓ Linked
- Operative
- Yes
- TDS
- Normal rate applies
Illustrative demo data. Not a real taxpayer.
From PAN Entered to PAN Verified in Seconds
- 01
Capture the PAN
In your onboarding form, vendor master, loan application or ERP, exactly as today.
- 02
Call the API
Your system sends the PAN, and the name if you want a name match, to Figment.
- 03
Get the result
Status, name match and PAN–Aadhaar link status come back, typically in under a second.
- 04
Act on it
Approve the record, apply the right TDS rate, or flag a mismatch for review.
One REST/JSON integration covers every Figment verification API, with sandbox keys and API documentation from day one.
Enterprise-Grade Security and Reliability
Verification sits in the middle of your onboarding and payment flows, so it has to be fast, secure and always available.
ISO 27001 & SOC 2
The platform is certified to ISO/IEC 27001 and AICPA SOC 2, with 256-bit encryption.
99.98% Uptime
Built for production volumes: 99.98% platform uptime and crores of API calls every month.
Under 400 ms
Average response under 400 milliseconds, so checks run inside your onboarding or payment flow, not after it.
DPDP-Aligned
Consent-based checks on DPDP-aligned infrastructure, with a timestamped, auditable record of every call.
Trusted by Banks, NBFCs and Enterprises
Lending & NBFCs
Client: Bajaj Finserv
PAN and PAN–Aadhaar checks at loan application, disbursal and re-KYC.
Financial Services
Client: Aditya Birla Capital
Customer PAN validation inside digital onboarding journeys.
Broking & Wealth
Client: Motilal Oswal
PAN verification when opening trading, demat and investment accounts.
Enterprises & PSUs
Client: Bharat Petroleum
Vendor PAN validation before payment and TDS deduction.
Related Figment APIs and Products
MSME Verification API →
Udyam status of a vendor by Udyam number or PAN.
GST Verification API →
GSTIN status, return filing and PAN to GST.
All Figment APIs →
Verification, GST, e-Invoice, e-Way Bill and OCR APIs.
Start Verifying PANs Through Figment
Get sandbox keys and documentation, and verify your first PAN today.
Frequently Asked Questions
Something not covered here?
Ask us directly.A PAN verification API lets your onboarding form, ERP or payment system check a PAN against Income Tax Department records in real time, without anyone checking it manually on the e-filing portal. It confirms whether the PAN is valid, whether the name matches and whether the PAN is linked to Aadhaar.
Yes. The PAN–Aadhaar Link Status API shows whether the PAN is linked and operative. An inoperative PAN attracts TDS at a higher rate, so deductors check this before payment.
Yes. Bulk PAN verification checks a full vendor, customer or deductee list in one batch, which suits vendor master clean-ups and checks before quarterly TDS returns.
Yes. Send the name along with the PAN and the API returns a name-match result, so you know the PAN belongs to the person or business you are dealing with, not just that it is valid.
A wrong or invalid PAN in a TDS return means the deductee does not get the credit in Form 26AS and the deductor receives a default from TRACES, while an inoperative PAN means TDS at a higher rate. Verifying PAN before payment avoids both.
Along with PAN, Figment offers TAN verification, PAN to GSTIN, PAN to company details, DIN to PAN and lower deduction certificate validation APIs.